Real estate market update

Installing solar panels has become one of the most popular home improvements for single-family homes and apartment buildings in Catalonia. Energy savings and available subsidies have driven this trend, but before installing, it's essential to know the necessary permits to avoid fines or planning issues.

The tourist accommodation market is undergoing a profound transformation in Spain, with a particularly strong impact in Catalonia, where regulations are among the strictest in the country.

When you decide to sell a home, it's not always necessary to undertake major renovations to increase its value. In many cases, small, strategic improvements can make a big difference in the buyer's perception and the final sale price.

The current mortgage market is characterized by the stabilization of interest rates after years of volatility. In 2026, banks in Spain are working with a projected Euribor rate of around 2.2%–2.4%, allowing for a clearer comparison of fixed and variable rate mortgages.

Buying a home is one of life's most important financial decisions, and the Land Registry is the key tool for ensuring legal certainty. At Immosegur, we always emphasize that you should never sign a purchase agreement without first analyzing the property's legal status.

Home staging is a technique for preparing and presenting homes to make them more attractive to potential buyers. It's not about renovations, but about optimizing the property's image to accelerate its sale and increase its perceived value.

The cadastral value of a property is a key piece of information that determines the taxable base for several taxes, such as the Property Tax (IBI), the municipal capital gains tax, and even some calculations of Personal Income Tax (IRPF). Unlike the market value, which reflects the actual price at which a property could be sold, the cadastral value is an objective valuation carried out by the administration, taking into account multiple technical and legal factors. At Immosegur, we explain what these factors are and how they affect the final calculation.

Reverse mortgages have become popular as a way to obtain liquidity in retirement without losing ownership of the home. However, they are not the only alternative, and in many cases, there are more suitable options depending on individual needs.

Furnished rentals are in high demand, both by landlords and tenants, as they offer convenience and ease of use. However, this type of lease presents specific risks that, if not managed correctly, can lead to conflicts at the end of the contract.

Buying a home is one of life's most important decisions, but it can also bring unpleasant surprises. Among them are the well-known hidden defects: flaws that are not visible to the naked eye and that affect the property's use or value.

If you're looking for a home with more space and a degree of independence, you've probably considered a semi-detached house. Within this type of property, two of the most common options are semi-detached and terraced houses. Although they may seem similar at first glance, there are key differences that can greatly influence your decision.

Investing in housing remains one of the most solid strategies for generating income and building wealth. At Immosegur, we analyze how to maximize the profitability of investing in housing in 2026, taking into account market trends, the economic context, and best investment practices.

Structural damage to a home is one of the biggest concerns for homeowners and renters. Cracks in walls, significant leaks, damaged ceilings, or foundation problems can raise questions about whether home insurance will cover repair costs. Understanding what's covered is essential to avoid surprises and properly plan your home's protection.

Municipal capital gains tax is a key tax in any real estate transaction. At Immosegur, we offer a comprehensive guide to understanding how it works, how it is calculated, and what factors influence its amount.

Choosing a mortgage is one of the most important financial decisions you'll make in your life. Many buyers unknowingly make mistakes that increase the total cost of their loan and affect their long-term finances. At Immosegur, we guide our clients to make informed and secure decisions, and one of the most important aspects is correctly understanding the concepts of APR and Annual Percentage Rate (APR).

Stepping stones have become a practical resource for those looking to enter the market without waiting for the perfect home. At Immosegur, we know this strategy isn't improvised: it requires analysis and planning to ensure the initial investment generates value and facilitates the next purchase.

Lighting is much more than a functional necessity: it's an element that influences the perception of space and the purchasing decision. At Immosegur, we know that a well-lit home is perceived as more spacious, clean, and welcoming—key factors that can increase its value and accelerate sales.

Applying for a mortgage on a home without a certificate of occupancy or habitability can be a real challenge. At Immosegur, we've seen that many buyers underestimate the problems this can cause and end up facing significant financial and legal obstacles.

The price of replacing house windows varies depending on several factors, but understanding them helps you plan your investment. At Immosegur, we advise carefully evaluating materials, size, and complexity before making any decisions.

ICO guarantees are a resource that facilitates first-time home purchases for young people and families with children. At Immosegur, we explain in simple terms how they work and their main advantages, so buyers can make informed decisions.

Buying a home in Spain as a foreigner means understanding the taxes that affect the transaction. Knowing them beforehand allows you to properly plan your investment and avoid surprises that could affect the profitability or management of the property.

Inquiries regarding renovations carried out in interior courtyards without community authorization are common. Although many owners fear penalties or legal challenges, the law stipulates that not all interventions require permission, provided certain criteria are met.

Viewings are one of the most crucial moments in the home selling process. In just a few minutes, the buyer will form an opinion that can determine whether they remain interested or not. At Immosegur, we want to help you avoid the most common mistakes that can work against you before a viewing, so that every opportunity counts.

The rental market in Spain faces a scenario of high prices, limited supply, and consolidated regulation in 2026, redefining how rentals are handled and properties are managed. At Immosegur, we show you the key factors every landlord needs to know to navigate this new landscape.

The 2026 real estate market will require buyers, sellers, and investors to be better prepared than ever before. At Immosegur, we've identified a complex landscape where high demand and limited supply will continue to influence prices and accessibility. The key to taking advantage of this year lies in strategic planning and a deep understanding of the market.

Homeowners' association funds have a specific purpose: to cover common expenses, maintain the building, and guarantee services that benefit all residents. When these funds are used for other purposes, financial problems, internal conflicts, and legal risks arise. In communities managed by specialized companies, these situations can generate significant concerns about transparency and proper administration.

Experiencing a burglary in a rented home is an unpleasant experience that raises many questions about responsibilities and insurance coverage. To properly manage the incident, it's important to understand what each party should do. At Immosegur, we offer a comprehensive guide.

Buying a home involves significant investment, but with the right financing options, this goal becomes more attainable. At Immosegur, we guide our clients to identify the most suitable alternative based on their financial needs and long-term plans.

When a neighbor asks for your building permit, it's normal to feel some pressure or even insecurity. At Immosegur, we've prepared a practical and straightforward guide to help you navigate this situation without conflict and within the law.

At Immosegur, we believe that home renovations offer a unique opportunity to improve efficiency, comfort, and sustainability. More and more people are looking for homes that are not only aesthetically pleasing and functional, but also protect the health of their inhabitants and reduce their environmental impact. A well-planned renovation can transform a home into a more efficient, healthy, and eco-friendly space.

Property Transfer Tax (ITP) is one of the most important taxes to consider when buying a second-hand home in Spain. This tax is levied on the transfer of used properties and other movable assets, and its amount depends on the autonomous community where the property is located, with rates that typically range between 6% and 13%. However, not all transactions are subject to this tax, and at Immosegur we want to explain who may be exempt and under what circumstances.

Choosing the right flooring for your home isn't just about aesthetics: it also influences the comfort, maintenance, and durability of your spaces. Not all flooring is suitable for every lifestyle or budget. That's why at Immosegur we'll tell you how to select the most appropriate material based on your lifestyle, the use you'll give to each room, and your available budget.

The sale of homes with tenants is becoming increasingly common, but it can also raise questions for renters. If you've been informed that your home is going to be sold, it's important to know your rights and act prudently. The Urban Leases Law (LAU) clearly regulates these cases in Article 14.

If you prefer to do things yourself, installing an electric water heater is possible, provided you follow the correct instructions and take the necessary precautions. At Immosegur, we explain how to do it step by step.

The Unique Registration Code (CRU) is a unique identifier assigned by the Land Registry to each property in Spain. Its function is to uniquely distinguish a dwelling, premises or land, avoiding confusion with other properties that may have similar addresses or characteristics.

Paying property tax (IBI) on a property that does not belong to you can cause confusion about its legal effects. Many people wonder whether this payment gives them any rights over the property. However, the legal answer is clear and categorical: no. Payment of IBI only identifies the person liable for tax to the authorities, but does not imply the transfer of ownership of the property.

At Immosegur, we are celebrating something special.

We are turning four years old. Four years that have flown by, yet are filled with real stories, important decisions, and families who trusted us at key moments in their lives.

Preventing leaks on a terrace requires a systematic approach and the use of the right materials. At Immosegur, we offer you a step-by-step guide to effectively waterproofing your terrace, protecting your home from damp and possible structural damage.

At Immosegur, we analyse the property market in 2026 to help you make an informed decision. We evaluate key indicators and current trends.

If you are thinking of replacing your windows or improving the insulation in your home, the start of 2026 could be the ideal time. There are subsidies available to improve the energy efficiency of homes, covering part of the cost of replacing windows, insulating walls or upgrading air conditioning systems. At Immosegur, we explain how they work and what steps to take to make the most of them.

With the cold weather and the Christmas season upon us, our homes become our refuge. We spend more time there, welcome visitors and seek out spaces that convey calm, warmth and well-being. And you don't need to do major renovations to achieve this: small changes can completely transform the atmosphere of your home.

At Immosegur, we know that creating a cosy home in winter is all about the details. Here are ten simple ideas to help you achieve this.

In an attempt to protect their home or business, many owners resort to a seemingly simple trick: placing a fake alarm sticker to deter thieves. However, at Immosegur we know that this practice can be very costly. What few people know is that placing an alarm sticker without having a real system installed can lead to significant legal and financial penalties.

At home, every corner can have a special purpose if used properly. At Immosegur, we know that homes should not only be beautiful, but also functional and comfortable for those who live in them. And when it comes to creating a study space, these two elements are essential: functionality and comfort must go hand in hand so that children — and adults too — can concentrate and perform at their best.

Buying a flat is one of the most important decisions you will ever make, and doing so smoothly requires information, calmness and foresight. One of the key steps in the process is reserving the property, an initial agreement that guarantees that the property is set aside while you arrange financing and organise the signing of the deed. At Immosegur, we want to share some tips with you to make this stage safe and free of surprises.

Taking the step towards buying your first home is one of the most important decisions you will ever make. At Immosegur, we understand that this process can be exciting, but it can also raise many questions. That is why we have prepared a guide with the key aspects that every first-time buyer should take into account in order to make safe and sound decisions.