Buying a flat is one of the most important decisions you will ever make, and doing so smoothly requires information, calmness and foresight. One of the key steps in the process is reserving the property, an initial agreement that guarantees that the property is set aside while you arrange financing and organise the signing of the deed. At Immosegur, we want to share some tips with you to make this stage safe and free of surprises.
The first step is to understand what you are signing. The reservation contract reflects the intention to purchase and is usually accompanied by a deposit, which normally represents between 1% and 5% of the sale price. This document must include the details of the buyer and seller, a detailed description of the property, the amount of the reservation, the signing deadlines and the method of payment. Reading each clause carefully is essential to avoid misunderstandings.
One of the most common mistakes is not checking whether the reservation is binding or not. In some transactions, especially in new developments, the reservation may be non-binding, allowing you to recover the deposit if you decide not to proceed. In other cases, it is binding, and both parties are legally committed to going ahead with the sale. Therefore, make sure that the contract clearly specifies the conditions for cancellation and refunds.
It is also essential to verify the legal status of the property before signing. Check that there are no outstanding charges, debts or mortgages. If it is a new property, request the developer's documentation and the building permit. And, if it is second-hand, check the energy certificate and the simple registry note.
Finally, do not sign without professional advice. Having a trusted agency will help you review the contract, confirm that everything is in order, and avoid commitments that could be detrimental to you.
Buying without surprises is possible when you combine information, prudence, and expert guidance. At Immosegur, we guide you step by step to ensure that your purchase is secure, clear, and without unnecessary risks.