What are Spaniards currently doing: buying or renting?

The general trend shows that homeownership remains a majority aspiration, especially among families and those with stable employment. However, access to financing and the sharp increase in average housing prices have shifted a significant portion of demand toward renting. In many cities, the salary required to purchase a home has grown considerably, delaying young people's entry into the buying market.

Renting, meanwhile, has become a prolonged temporary solution. More and more people are staying in rental properties longer than they intended, not only by choice but also out of necessity. The lack of affordable housing for sale and the rising cost of rent in urban areas are creating a "double pressure" on the residential market.

At a structural level, the market remains strained by an imbalance between supply and demand. The creation of new households is outpacing the construction of new homes, keeping prices high. This context leads many potential buyers to wait for a more favorable opportunity, while others opt to secure a home even if it involves a greater financial commitment.

In this scenario, the decision depends not only on financial criteria but also on personal stability, job mobility, and future expectations. Buying remains a way to build long-term wealth, while renting offers flexibility in an uncertain economic environment.

At Immosegur, analyzing each individual case has become a key tool for guiding clients between these two options, taking into account both their financial capacity and market trends.

Spaniards are not abandoning buying, but they are postponing it, while renting is gaining prominence as an intermediate housing solution.